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As a stay at home mom, you're in charge of taking care of the children when your spouse is working. You might have other chores to do while you're at home, such as cooking and cleaning, but you might have also considered earning money while you're at home. You may have asked yourself, “What's the best way to make money as a stay at home mom?”
In this article, we'll discuss a plethora of stay at home mom jobs that you can do to earn extra money for your family. Many of these remote jobs don't require experience or a college degree.
Some of the jobs we discuss in this article have higher earnings potential than others, and some will take up more of your time than others. With that in mind, there's likely something that every stay at home mom can do in this list. Whether you're looking for a full-time remote job or simply a side hustle that you do a few hours a week; we've got you covered.
Let's jump right in.
1. Tutor Students Online
One job you can do from the comfort of your own home is to tutor people online. This can be accomplished by joining an online platform where you'll be matched up with individuals needing help with specific subjects, or you can start your own tutoring business using an app like Zoom.
Popular tutoring platforms include Preply, Kaplan, and TutorMe. When you work for a tutoring platform, you may have to have a college degree in the area you're tutoring, and you may have to pass a certification test. Payouts are done differently on each platform, so be sure to check if the payment method aligns with what you're expecting.
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If you tutor privately, you can make money per session based on what you're teaching, how much experience you have, and the going rate in your area. Math and science tutors will generally make significantly more money per hour than an English or history tutor.
Check out this guide to learn more about starting a tutoring business.
2. Be a Babysitter
Babysitting might be an excellent way for you to earn some money as a stay at home mom. Since you're home with your children anyway, it might be an easy way to make money if you open a daycare in your home or simply babysit your friends' children while they're at work.
Whether you simply babysit or open a daycare is up to you, but be sure to check local regulations for running a daycare business out of your house. You may need first-aid training, CPR certification, and so on. There might also be limits as to how many children you can watch.
You can find babysitting clients on a site like Care.com, which reports that its average sitter earns around $16.59 per hour. When you're sitting multiple children at once, this can turn into a lucrative stay at home mom job.
3. Do Customer Service as a Remote Call Center Representative
Many call centers hire remote workers, both full-time and part-time. If you're able to work from a quiet area in your house, this could be a great job to earn money from home. Call centers often have minimal requirements to get hired, meaning if you have no experience or don't have a college degree, you should still be good to go.
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It's common for call centers to pay between $15 and $18 per hour for representatives. Depending on where you work, you might work mornings, afternoons, or overnight. Because there are so many call centers looking for workers, you should be able to find a company that fits your schedule.
Check out sites like Indeed and Glassdoor for call center jobs and put your location as Remote.
4. Create Software and Apps
Software and app developers often make high pay, though you'll need a computer science or related degree at most companies. Even if you don't have a degree, many colleges offer boot camps where you can attend an online program for several months to learn how to code.
Entry level app developers make over $64,500 per year on average. If you've ever wanted to write code for a living, there's never been a better time to start.
You can also freelance as a developer and find gigs on sites like FlexJobs and Fiverr.
FlexJobs is the #1 job search site for hand-screened flexible and remote jobs. You can also get resume, coaching, and career help.
Get your next work-from-home job on FlexJobs.
In these cases, you might do one-off jobs and charge an hourly rate, which varies greatly on the technology you're programming and the scale of the project.
5. Design Websites
A popular gig you can do as a stay at home mom is design websites for people. Blogging is very popular, and most bloggers use WordPress. One of the best parts about WordPress is that it's free, meaning you can learn how to create WordPress sites simply by creating your own and fiddling around. There are also many YouTube guides out there to teach you.
Many new WordPress bloggers feel lost when setting up their blog for the first time, and because of this, they would prefer to hire it out. In this case, you could sell WordPress site design services to bloggers. It's common to sell a basic site for anywhere from $500 to $1,500, with some developers charging even more for custom solutions.
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Get started by offering your WordPress site development services on Fiverr or Upwork.
6. Teach Music Lessons
If you're talented at playing one or more musical instruments, you might find teaching music lessons either in-person or online to be a great way to make money. As a stay at home mom, you can do this job by having people come to you or through an app like Zoom.
Two popular websites for offering music lessons online include TakeLessons and LessonFace. You can offer lessons with instruments such as pianos and guitars, to name two.
While neither site will guarantee that you will find clients, they're a good place to start. You can also look local, such as kids in your local school district or the families of your children's friends.
It's common to earn $40 to $70 per hour teaching music lessons, depending on your experience.
7. Prepare Taxes for Friends and Family
For some, filling out one's taxes each year can either be overwhelming, or they simply would prefer to hire it out. You don't need specific credentials to charge money to file other people's tax returns. This can be a worthwhile stay at home mom job to do at least during tax season, if not during the rest of the year for small businesses that need help with quarterly taxes.
It's critical that you understand how to properly file a tax return, as well as have a safe place to keep all documentation, as you'll have access to confidential and sensitive information that you won't want anyone else seeing.
A tax professional generally charges between $100 and $200 per hour for tax prep. Based on your experience, you should be able to determine how much to charge, keeping that in mind.
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8. Flip Local Items on Amazon
You might love to shop for great deals at local yard sales and consignment stores. There are people who make a business out of finding local deals and then flipping those items for profit on Amazon.
The short of it is that you look for items that are selling well on Amazon or eBay and go to local yard sales and second-hand stores to look for items that you can buy at a great discount and flip for more. You'll need somewhere to store whatever inventory you have before it sells, and you'll need to get it shipped promptly as well.
This type of business has its risks, so it makes sense to start small and use a limited budget until you've gotten your feet wet. Some successful people make five digits in sales per month, flipping items on Amazon.
9. Get Certified and Be a Life Coach
A life coach supports, educates, and motivates their clients to make positive changes in their life.
As a stay at home mom, you can get certified as a life coach and coach over video sessions to help people improve themselves.
Step one for becoming a life coach includes getting certified. This can cost as little as $1,500 and as high as $15,000 or more. Make sure you have a business plan in order before you take this step, as this can cost you greatly if you get certified and fail to get any clients.
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Step two involves creating a website and being active on social media in order to find clients. Having a mission statement and other pertinent information will help you build authority with potential clients. Having a blog will help as well.
Life coaches work one-on-one, and some offer monthly memberships. Others do group sessions. The nationwide average hourly rate for being a life coach is $150 per hour.
10. Cut Hair and Do Nails
Estheticians cut hair, do nails, and do other beauty services. This type of stay at home mom job can be excellent money if you have somewhere in your house to host clients. Such a place could be your garage or extra room.
Note that you may need to have formal training and a certificate to legally charge to do these services, so find out what the regulations are where you live.
Not only can you make great money from home by offering hair and nail services, but you might also be able to eventually expand and hire help, which will increase your earnings even more.
11. Do Transcription on Rev
Transcriptionists make money by listening to audio recordings and typing the conversation that they hear. There are many applications for when a transcriptionist is needed and a popular website to find an at home transcriptionist job is Rev.com.
Rev.com states that it's possible to earn around $15 per hour if you're a skilled transcriptionist. To get started, you'll sign up and take a test. From there, you can start taking on transcription gigs that become available on the platform.
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FlexJobs is the #1 job search site for hand-screened flexible and remote jobs since 2007.
Plus, get resume, coaching, and career help.
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Transcription can be an easy job if you're a fast typer and have a good set of headphones where you can easily hear what's being said. It's also helpful to have no distractions while you do this line of work, as you'll be paid based on the length of the audio. This means if you spend time rewinding and listening again, you aren't compensated extra for that time.
12. Be a Virtual Assistant
A virtual assistant (VA) takes on many different hats for small business owners. You'll do things such as making phone calls, answering emails, organizing travel plans, writing documents, and more. VAs might also maintain and write content for a professional blogger.
As a VA, you'll want to have excellent communication skills, the ability to multitask, and excellent computer skills.
VAs make a varying degree of money, though it's common to see rates ranging from $15 to $35 per hour, depending on the type of work you do.
As a stay at home mom, this might be the perfect job for you to do from the comfort of your living room. You can find VA work on Upwork or in small business owner and blogging Facebook groups.
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13. Write and Touch Up Resumes
Given that a resume is needed for almost every job out there, there's often a demand for help writing them. If you have a knack for helping people appear marketable, you can make money working from home as a resume writer.
Resume writers employ excellent copy to help prospective employees look as marketable as possible for the positions they are applying for.
Because there is a high return on investment for a successful job offer, you can often charge several hundred dollars for a professional resume. This gives you quite an incentive to master your craft and get referrals from clients who find jobs because of your help.
14. Do Proofreading
Being a proofreader can be a lucrative way to make money as a stay at home mom. Your job will be to regularly read content and look for spelling, grammatical, and writing style errors. Individuals who regularly proofread often report earnings of over $3,000 per month.
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You may be paid by the hour or by the word of the document you're proofreading. If you're being paid by the word, you'll earn more per hour as you get more skillful because you're getting through more pages in the same amount of time. Of course, you'll want to still be diligent and not miss errors as you work more rapidly.
FlexJobs is a great site to look for work-from-home flexible hours proofreading jobs, among other jobs.
15. Be a Social Media Manager
It's common for small business owners to either not have the knowledge or the time to manage and grow their social media presence. This is where a social media manager comes in. If you have experience growing a following on platforms such as Facebook, Twitter, and Instagram, you could sell your time and skills to small businesses.
Social media managers make anywhere from $15 to $50 per hour, depending on how much expertise is needed for the campaign they're working on. Some social media managers charge a flat rate for the month instead.
If you're at home taking care of your kids, and you find yourself on social media all the time anyway, this might be a great way to earn more money for your family.
16. Write eBooks
Writing eBooks is a popular way to make money online that even someone with minimal experience can do. You'll also earn passive income on all of the books you sell, which means as you write more and more books, you can stack your passive income.
One of the best places to sell eBooks is on Amazon. The one drawback of Amazon is that it's hugely competitive, and your eBooks will be in a sea of other eBook authors trying to do what you're doing.
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With that in mind, it pays to have a marketing plan to get your eBook out there to make sales and get reviews. By getting sales and 5-star reviews, you're more likely to sell even more eBooks.
You don't have to be an expert on a topic to write an eBook about it. In fact, you can hire a ghostwriter to write the book for you, if you so desire.
17. Start a Blog
Starting a blog is a popular stay at home mom side hustle. Bloggers make money by writing about a specific topic or topics and then monetize their blogs with things such as ads, affiliate marketing, sponsored content, and products and services that they offer.
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Blogging is a business that can take a few years to get off the ground. To accelerate your growth, using an ad network like Ezoic can help you earn money when your site is still relatively young.
Additionally, you can sign up for affiliate networks to access partnership opportunities where you'll make money promoting other companies' products. Here are some affiliate networks worth joining:
It should be noted that only approximately 8% of all bloggers make a full-time income. That's not to discourage you. Instead, it's to encourage you to have a solid plan in place as you're learning how to blog. This means doing ample research, seeing what your competitors are doing, treating your blog like a business, and being patient.
Many bloggers jump into blogging thinking they'll make money in a month or two, and this is simply not realistic. Most bloggers take 12 months just to make their first $1,000, while some never make money.
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On the other hand, successful bloggers have reported earning over $10,000 per month, with some even earning over $50,000 per month.
Check out our beginners blogging guide here.
18. Create an Affiliate Marketing Website
An affiliate marketing website focuses on a specific niche and, similar to a blog, writes articles that review and promote products from companies within that niche.
As an affiliate marketer, you'll want to focus on one specific area versus promoting random products. You'll also want to consider building an email list so that you can promote products via email marketing.
Affiliate marketing websites, like blogs, can take time to build up revenue, and many affiliate sites fail. You'll need to be diligent and patient as you learn the ropes, as it can be expensive to hire an expert to help you. That said, if you have the money and want to invest in your business, hiring an expert might be your best bet.
Check out our guide on how to make money with affiliate marketing.
19. Create and Sell Printables
There are printables everywhere, but that doesn't mean you can't make money selling them as well. Printables come in all forms, including:
- Financial planners
- Savings sheets
- Fitness trackers
- Motivation sheets
- Calendars
- To-Do Lists
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Many more ideas exist for printables. You can sell printables on your own website or on Etsy. Printables cost nothing to sell. The trick is to design something that grabs the eye of your customers and convinces them to buy from you versus your competitors.
While you are not likely to make a full-time income selling printables, you may pull in several hundred a month once your printables become popular.
20. Create and Sell Meal Plans
Bust families often struggle around dinnertime because they don't know what to cook. When it comes to mealtime, meal planning helps alleviate stress.
Meal planning not only allows homemakers to be organized at mealtime, but it also allows the family to save money on groceries.
You can use your meal planning talents to create a weekly or monthly meal plan for others. This can be something you create using a graphic design app like Canva. Using Canva, you can create helpful and aesthetically pleasing meal plans and sell them on a website or through social media.
You may not earn a full-time income selling meal plans, but you can certainly supplement your family income once you get sales rolling in.
21. Do Data Entry Online
Data entry is commonly done remotely for businesses that need information moved from a source to a destination. This might be scanned documents that need information inputted into a spreadsheet or a database, for example.
Data entry doesn't require a degree and generally no experience, but it can be quite tedious and oftentimes boring. That said, it's common to earn between $12 and $15 per hour doing data entry online.
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These jobs are often very competitive to get because you don't need qualifications to do them. Check out Glassdoor and FlexJobs to look for online data entry jobs.
22. Start a Parenting Podcast
Podcasting is a popular way to make money online, and having a podcast can grow you a following as well as earn you money through sponsorships and affiliate marketing.
In a parenting podcast, you can talk about various topics that have to do with being the best parent or mom that you can be. You can talk about parenting kids of various ages, the challenges that parents go through with their children, and other topics that come up.
If you have a parenting blog, also known as a momblog, you can pair your momblog with your parenting podcast to further monetize your online presence.
23. Do Freelance Writing
Freelance writing can be a full-time job you can do as a stay at home mom, and there are very few startup costs. In fact, you can use a Google Drive for free to write.
You can find freelance writing work on Fiverr, Upwork, and in blogging Facebook groups. Freelance writers charge a wide range of money per project, depending on the expertise required, and if you include SEO in your writing.
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You could even consider using an AI writing tool like ClosersCopy to make writing faster.
Writers often make between $0.03 to $0.10 per word, while some charge by the hour or by the projects. Professional writers may charge a lot more, depending on how much research is required.
24. Narrate Audiobooks
You can make residual income being an audiobook narrator on a platform such as Audible. There are a few characteristics you'll want to possess to be a successful narrator, including:
- Having a background in acting
- Being able to differentiate voices, accents, and dialects
- Having the stamina to do a full day of narrating
- The ability to research how to pronounce words (such as foreign or scientific words)
Here is an article by Audible about becoming a narrator for them.
25. Work as a Chat Operator
As a chat operator, your job is to work at one or more businesses in their chatrooms, often found on their websites. You'll monitor incoming questions and answer them based on standard procedures.
At times, you'll forward leads to a sales team or to the correct department, depending on what type of company you're working for.
Chat operators generally earn around $13 per hour, and this job doesn't generally require any experience or a college degree. These types of work from home jobs are doable part-time or full-time, and almost always remote.
26. Create a Print-on-Demand Store
A print on demand store is where you print custom designs on clothing, apparel, or other objects like wall hangings, shower curtains, pillows, and more. With print on demand, you have no inventory, as the items are printed as they are ordered.
Print on demand can be a lucrative stay at home mom job if you know your target market really well. You can scale your business with Google and Facebook ads to ramp up sales and revenue.
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Many print on demand storeowners use Printify.
Starting a print-on-demand store is made possible with sites like Printify. You can sell custom t-shirts, phone cases, and 600+ other products printed for you on demand. Printify handles the printing and the shipping.
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Some print on demand store owners will use Shopify to create their online store.
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For more information, here's our full guide on how to start a profitable print on demand business.
27. Create a Dropshipping Store
Dropshipping is when you sell products directly from the manufacturers without holding any stock yourself. For example, you might have a Shopify store where you showcase cat-themed jewelry. When someone orders from you, you buy the product directly from the manufacturer, and the manufacturer ships the product to your customer.
You make money doing this by pocketing the difference between the price you're selling the products for and the cost of the products plus shipping.
Successful dropshipping stores can profit thousands per month or more.
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One popular website to find dropshipping products is AliExpress. AliExpress has many thousands of inexpensive gadget products that you can sell for a markup by creating a niche dropshipping store. Here's a link to AliExpress to get you started.
For an example of a dropshipping store, check out Meowella, a cat-themed dropshipping jewelry store.
28. Do Bookkeeping
With the boost of online businesses in the past few years, bookkeepers are in high demand. You can become a Quickbooks certified bookkeeper in just a few months by taking this course on Coursera.
QuickBooks is the most popular small business accounting software. Securely import your business's and side hustles' transactions and organize them automatically. You can also invoice customers and accept credit cards and bank payments. Tax filing is smooth with QuickBooks as well.
A bookkeeper can expect to make between $20 to $60 per hour, depending on how experienced you are and the type of business you end up working with.
Smaller businesses might only employ you part-time, but you may find full-time work with a larger business. Alternatively, you can start a bookkeeping business and be a stay at home mom that keeps up with the books for several small businesses needing a few hours a month of help.
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29. Groom Pets at Home
Grooming pets can be both a side hustle or a full-time job for a stay at home mom. To start a work from home pet grooming business, you'll need to learn the trade, such as by working for another pet groomer for some time.
You'll then want to build up a clientele. A website such as Rover.com is one place to start looking for clients for your pet grooming business.
It's common to charge $40 to $75 for a full-service dog grooming, depending on their size and where you live.
30. Do Voice Over Acting
Voice over acting may be more of a side hustle that you can do as a stay at home mom versus a full-time job. A voice over actor does things like narrating engaging characters in a video game, voicing a cartoon character, dubbing over a movie or commercial, and more.
While some voice acting jobs require you to go to a booth, others will allow you to work from home if you have a high-quality setup.
You'll want to have a soundproofing system and a top-notch microphone, like a Yeti.
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Earnings vary, but you could earn up to $150 for a 15-second recording and over $2,000 for some audiobooks.
31. Sew and Tailor Clothing
Sewing and tailoring clothing can be both a side hustle and a full-time profession. You can earn money as a stay at home mom by either making custom-tailored clothing for people or by repairing existing clothing.
If you regularly hang out with other moms, you could potentially find a lot of business making and fixing clothing for the other mothers' children.
32. Be a Search Quality Rater for Google
A search quality rater evaluates websites that appear on Google for various search terms. Search quality raters generally don't need much experience or a college degree, meaning that if you're a stay at home mom looking for a somewhat easy job, being a quality rater might be right for you.
Search quality raters generally earn between $10 and $15 per hour, and you can find jobs on Glassdoor, Indeed, and FlexJobs.
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33. Host Fitness Classes over Zoom
Good health promotes longer and happier lives, and you can help others get into better shape by hosting fitness classes over Zoom or another video app.
You might want to get certified when offering fitness classes and check local laws before offering them. But, once you get started, you can offer 1:1 fitness lessons or teach groups.
By offering fitness classes to groups of people, you can stack your income as each person will pay you for your time.
34. Host Dance Classes Over Zoom
Similar to hosting fitness classes, you can also host dance classes if you've got a knack for dancing. When you teach dance classes, it helps to have good lighting and a strong mic so you can explain what you're doing as you're doing it away from the camera.
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Teaching dance classes can both be a side hustle and a full-time job for stay at home moms.
35. Do Other People’s Laundry
It's common for either people to not have their own laundry machines or just have so much laundry to do that they don't have time. If you live near a laundromat or have a laundry machine at home that doesn't get much use, you could offer to do laundry for friends, family, or neighbors.
Since kids go through so much laundry, this could be a great way to earn some extra money as a stay at home mom. You might not earn a plethora of cash, but it could sure supplement your family's income, which is always nice.
36. Make and Sell Craft Goods
Many moms enjoy crafts, which include things like knitting, crocheting, and Cricut. What you might not know is that you can make money creating and selling things from your craft.
By creating a store on Etsy or by sourcing clients through your friends and on Facebook, you could bring in some extra money doing something you love.
On the topic of crafts, there are always people looking to get started with new crafts, and you could teach beginners how to do your craft for an hourly rate. This is a great alternative to selling your own crafts, plus it may be even more lucrative.
37. Become a Travel Agent
As pandemic precautions ease, more and more people are traveling. This could be a great opportunity for you to train to become a travel agent and either join an agency or start your own travel agent business.
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Sign up for free for each of the below survey sites to maximize your earnings. You might be able to earn up to $10 per week per site from filling out surveys. Get up to $36 for signing up to every site below.
- Swagbucks – Earn up to $10 just for signing up.
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- Opinion Outpost – While you won't earn a sign-up bonus here, Opinion Outpost pays out $390,000 per month in rewards. Get your share.
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As a travel agent, you'll help book vacations and other travel arrangements for individuals, couples, and families looking to go around the world. You'll help them find great deals, which helps them save money and, in turn could get you referrals and repeat customers. This means more income for you.
Travel agents can work part-time, full-time, seasonally, or all year round.
38. Become an Insurance Agent
Insurance agents sell insurance ranging from auto to travel to life to homeowners, and more. Most insurance agents are paid through commissions from landing clients. The bigger the insurance policy sold, the bigger your commission. It's common to get a lump sum commission followed by residual commissions for each policy you sell, which means if you sell a lot of policies, you'll earn a load of passive income from residual commissions.
Depending on the insurance you sell, you'll need differing levels of training or licenses. You may want to seek a mentor from a more experienced agent as well.
39. Online Surveys
Online surveys are arguably one of the easiest side hustles that a stay at home mom can do, but the pay is likely not worth it, unless you're doing it in your spare time, such as when watching TV or waiting for your children to get off the bus.
Filling out surveys takes minimal effort, and you'll generally earn pocket change for doing them.
That said, some survey sites offer many ways to earn money, such as through cash back options or through watching videos.
Signing up for multiple survey sites allows you to make more money over time.
Sign up for free for each of the below survey sites to maximize your earnings. You might be able to earn up to $10 per week per site from filling out surveys. Get up to $36 for signing up to every site below.
- Swagbucks – Earn up to $10 just for signing up. Fill out surveys, earn cash back from shopping, make money playing games, and more.
- Survey Junkie – Snag another up to $10 when you sign up. Make up to $10 per week filling out surveys.
- InboxDollars – Get $5 instantly for signing up. Similar to Swagbucks, make money filling out surveys, from cash back, and from doing tasks.
- Opinion Outpost – While you won't earn a sign-up bonus here, Opinion Outpost pays out $390,000 per month in rewards. Get your share.
- Kashkick – Get $1 as soon as you fill out your profile.
- MyPoints – Earn a $10 sign-on bonus when you finish an introductory offer.
After you sign up for these great platforms, read more about additional paid online survey platforms right here.
40. Test Websites
Another side hustle that you can do as a stay at home mom is testing websites on Usertesting.com. This line of work pays well for the time you'll put in, but you might not get many hours.
This makes it a great type of job to supplement your family income on your own terms – especially if you're a busy mom.
On average, you'll make $10 for every 20 minute test that you do.
41. Sell Your Children’s Clothes That No Longer Fit Them
Children outgrow their clothing, and you can often sell those clothes to other families with growing children. While selling your children's clothing isn't a job per se, it is a way to bring in some extra cash every now and then.
42. Sell Your Children’s Toys That They No Longer Want
Similar to how your children outgrow their clothes, children also outgrow their toys. If your house has unused toys all over the place, why not sell them at a yard sale or to friends who have children? This can be a decent way to bring in some money.
43. Save Money with Trim
Trim is an app that negotiates your cable, internet, and phone bills, as well as helps you cancel unused subscriptions. Trim can also negotiate bank fees and your credit card APR. Trim has a few ways in which you pay for its service, but an easy way is to pay a portion of the total amount of money you save.
Lower Your Cable, Internet, & Phone Bills By Up To 30%
Sign up for Trim and get your bills negotiated automatically. Trim will also identify any subscriptions you may no longer be using to help you save even more money.
Affiliate Disclosure: This is an affiliate link and we may earn a small commission if you click and make a purchase. This helps our site grow and provide you with more content. Read our full disclosure here.
44. Save Money with The Zebra
The Zebra is a website that compares insurance companies side by side so that you can look for ways to save. For example, The Zebra can help you save money on auto insurance by finding you a better company with a better rate. Best of all, The Zebra doesn't ask for your phone number, so you won't be pestered by insurance agents should you decide you don't want to switch plans after seeing the offers presented.
Look for better insurance at The Zebra for free here.
45. Budget to Save Money
Creating a budget and tracking your family's spending habits is a vital way to save money. When you create a budget, you'll be able to see where your money is coming from and where it's going. You'll also be able to identify opportunities to save and pay off any debt that your family has.
Some people choose to employ the 50/30/20 budgeting method. This means that 50% of your money goes towards needs, 30% goes towards wants, and 20% goes towards savings. Of course, you can use other ratios, but these are the most commonly recommended.
Get a Free Home Budget Template
Budget your money and track your spending with this fully responsive budget spreadsheet.
To get started on creating a budget, even as a beginner, check out our beginner's budgeting guide.
46. Earn with Cash Back from Cash Back Apps
As a stay at home mom, you probably do your fair share of shopping, whether it be for groceries, clothes, household items, and so on. One of the easiest ways to save money is to use a cash back app when shopping online. Additionally, some cash back apps let you save money by scanning your receipts.
Honey is a free browser extension that helps you find discounts when you shop online. It also gives cashback on the purchases that you do make. Sign up for Honey here.
Swagbucks is a cashback app where you can get 1-5%, or more, of every dollar you spend credited to your account. This applies to grocery stores, pharmacies, restaurants, fast food, retail outlets, and more. Swagbucks is completely free, so there's no reason not to sign up. Sign up for Swagbucks here.
How to Find Legitimate Stay-at-Home Mom Jobs?
When you're a stay at home mom looking for a job, it can be tricky to determine which job offers are real and which are fishy. Always be cautious about jobs that sound too good to be true, or ask you to buy equipment and other things before you start working.
The job site FlexJobs personally vettes all listings, making it one of the most secure job sites to find a stay at home job. FlexJobs has a small monthly subscription cost, but it's totally worth the security you get, knowing that the jobs you're applying for are legitimate.
Likewise, if you create your own types of at-home employment, such as a blog or side business, then the key thing is to find good information online as to how to be successful.
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How Can a Stay at Home Mom Make Money?
As a stay at home mom, you can make money by finding a job or side hustle that best works with your busy schedule. That could mean working full-time or working a few hours here and there.
You could seek employment at an existing business or create a business of your own. Likewise, if you create your own business, you can do just about anything you're good at that can be monetized.
How to Work From Home with a Baby?
Some tips for working from home when you have a baby include:
- Work while your baby is asleep. If your baby's sleep is predictable, set your work hours around when they sleep. If their sleep is somewhat unpredictable, get important tasks done while they sleep. This could include phone calls, emails, and other tasks that require a lot of focus.
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- Have your partner help with the baby. If you're able to work while your partner is home, focus on as many tasks as you can when your partner can take over caring for your baby.
- Plan your week out as best you can. If you have a list of tasks to do planned out ahead of time, it'll be easier to find time to get work done on time.
- Work while your children are playing. If you're baby or child is playing at home, sit down nearby and work on your job tasks. That way, you can keep an eye on your children while also getting work done.
How Much Money Can You Make as a Stay-at-Home Mom?
The amount of money you can make as a stay at home mom largely depends on what you're doing and how much time you spend doing it. For example, if you're working an hourly job, then the most you'll make is your hourly wage times the number of hours you work. Likewise, if you run a business, then your income potential is significantly higher.
Reasons to Look Into Finding a Stay-at-Home Mom Job
There are many great reasons to seek a job as a stay at home mom. Some of these reasons include:
- Lowering daycare costs: If you were to work outside of the house, you might need to hire someone to take care of your children. When you work from home, it's often possible to watch your children at the same time or only need daycare for a limited number of hours. Given the cost of daycare, this can save your family a significant amount of money.
- Having a schedule that fits your needs. When you work from home, you can often work on your own schedule – especially if you have your own business. For example, if you're a virtual assistant or a blogger, you can set your own hours to do major tasks. As long as you're getting all of your work done, it may not matter when you're actively working.
- Helping out with family finances. When you're adding more money to the pot each month, your family will have more money to do things such as give your children more experiences, buy nicer things, save for your children to go to college, pay off debt, retire earlier, and much more.
What Qualifications Do I Need to Get a Job as a Stay-at-Home Mom?
The qualifications you need to get a job as a stay at home mom will vary greatly based on what type of job you're applying to. Some jobs will require little to no experience, while more technical positions may require a college degree and significant experience. If you decide to start your own business, then the required qualifications will be based on what you're doing.
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It's up to you to decide on how you will obtain the necessary qualifications. You might need to go to school, or take an online certification. Additionally, you could try finding courses on Skillshare and Udemy to fill in any knowledge gaps that you might have.
What Software Do I Need to Get a Job as a Stay-at-Home Mom?
As a stay at home mom, you'll want software such as Google Drive, in which contains Google Docs, Sheets, and other similar tools. You can also use MS Office if you wish. You'll want to be well versed at these technologies as most companies use them.
It's also helpful to have a writing aid if you're going to be doing content creation or writing a lot of emails. Grammarly works great for this, and even the free version might be enough.
Having something to process payments is helpful. PayPal might be sufficient, but if you're running your own business, you might want to consider Quickbooks.
How to Balance a Work-From-Home Job while Being a Mom
Being a work at home mother can be tricky at times as you'll have job-related tasks on your plate all the time while also needing to take care of your children and the household.
Here are some quick tips to help you become more successful at working remotely while also being able to take great care of your kids:
- Set aside an area to do your work. It's best to have a dedicated area so that you can keep all of your work things in one place. This could be a corner in your living room or bedroom, or a spare room in your home, such as a home office. Some things to have in a dedicated workspace include a computer, file cabinet, desk, printer, paper, pens and pencils, and a comfortable chair for working from.
- Find dedicated time to work. If you're a busy mom, you might find it best to work before everyone wakes up and after everyone goes to sleep. This might mean waking up at 5 AM each morning to get an hour or two of work done. It can be challenging working from home as a mom, so be sure to work hours that don't cause you to burn out.
- Use time blocking strategies. When you block time, you specify certain times of day or certain days of the week for specific tasks, and you create a structured routine in doing so. Write down what days and times you're available to earn money and try to use those times efficiently to maximize how much work you can done within those times.
Wrapping It Up
Being a stay at home mom that works has many benefits and can both help with the family finances and be incredibly rewarding. With so many options to choose from, you can try several job ideas out until you find the one that fits your situation the best.
If you're looking for a work-from-home job, check out GlassDoor and FlexJobs, as these two sites are some of the best remote job websites out there. Indeed is also a great place to look.
Dave is a Certified Educator in Personal Finance (CEPF®) and is passionate about spreading financial literacy. He founded Clean Cut Finance in 2021 and has been featured on websites like Yahoo! Finance, MoneyGeeks, and GoBankingRates. In his spare time, Dave enjoys experimenting in the kitchen, racing simulation, and reading.