Greetings! My name is Dave Bochichio. I am a Certified Educator in Personal Finance (CEPF®).
My primary goal for creating Clean Cut Finance is to provide financial education around the topics of entrepreneurship, saving and investing for the future, and getting out of and staying out of consumer debt.
I grew up in upstate New York and consider my parents to be frugal people and my father taught me important lessons about saving money through simple daily habits.
When I was 15 years old, I was diagnosed as autistic, specifically Asperger Syndrome, which answered a lot of questions as to why I had struggled a lot as a child. More on this below.
Throughout college, I saved most of the money I made. I picked up two part-time jobs and had a lucrative side hustle as a math tutor. By the time I graduated college in 2005 with a degree in Mathematics and Computer Science, I had enough money to move out of my home, into an apartment with my now-wife.
My wife and I certainly had more money lessons to learn in our 20s. We had our share of splurges and spending more than we should have. It was when we moved from New York to New Hampshire that we realized we had to get more serious about our finances.
I worked as a software developer for several years and later, a mathematics tutor and computer science teacher assistant. I learned that I truly enjoyed teaching, though not the fields I went to school for. This is when I turned to finance.
In 2012, I began reading every personal finance book I could get a hold of. As a team, my wife and I aggressively started paying off our debt and improving our financial situation.
One thing I enjoy about being autistic is how I can hyperfocus on topics of interest. Money had always been interesting to me, but especially so since 2012. As I became engrossed in the field, I knew I wanted to make financial education my new career path.
My wife and I spend our lives now keeping our expenses low, saving money where we can, and investing as much as possible so that we can one day reach financial independence through passive income.
Clean Cut Finance exists to help millennials find answers to financial questions. As someone going into financial education and planning, my number one goal is to assist others in making good money choices and improve their financial well-being.